Scaffolding for Swansea

Do you have insurance?

Scaffolding is a highly hazardous business when you consider all of the inherent dangers in the day-to-day job. You have to think about who is at risk, such as you, your team, contractors, and members of the general public. There are hundreds of things that could go wrong when you put up and take down the scaffolding. With so much going on, anything is possible at any time. While it is possible to reduce most of these risks, some are completely out of your hands. However, your business may be held financially liable without insurance if you cause an accident. So it’s basically a backup plan in case something goes wrong. It makes customers feel at ease when we answer yes to their question “Do you have insurance?”.

Responsibilities and policies of scaffolding providers

Every scaffolding business should have proper cover. The scaffolding in Swansea team provides a safe and secure platform for individuals working at heights. We implement a high level of support, structure, and know-how when it comes to scaffold insurance and risk management solutions. All scaffolding is the responsibility of the client from the time it is installed until the time our team collects it. We may charge the client for any scaffolding that has been lost or damaged during the rental agreement.

Types of coverage

Scaffolding cover is made up of several different types of insurance. This is because each one protects an additional risk.

Commercial general liability insurance

Commercial general liability insurance covers any physical injury, personal injury, and property damage caused by a business’s work or products. It also pays for injuries that happen on the business’s property. General liability coverage has different deductible amounts. You can defend yourself outside of your policy limits in general liability insurance. It means that any legal fees and court costs won’t eat away at your client’s policy limits. If you are found to be legally responsible for the injury or damage claim, public liability insurance will help to pay the financial cost.

An image of two people signing the must-have insurance documents

Workers compensation insurance

If an employee is ill or injured while on the job, worker’s compensation insurance will cover the costs. Although hiring scaffolding is safe, the policy may cover an accident on your client’s scaffolding. Employees who are injured on the job are entitled to compensation for medical expenses, lost wages, and vocational rehabilitation. If an employee dies due to an illness or injury, death benefits might be paid out to the employee’s surviving family members. Employer’s liability insurance can help cover the financial loss to the employee if you are found to be legally responsible.

Property insurance

The physical assets of a company are safeguarded by property insurance. Equipment, materials, and tools are examples of physical property. Also, if you experience a loss of income or incur additional expenses, you may be able to receive further compensation through the use of speciality insurance. Off-site property, such as that in transit or on a job site, may be included in the scope of the policy.

Reliable and insured scaffolding services

For reliable domestic or commercial scaffolding service, visit our scaffolding Swansea team. We provide an extensive and comprehensive policy tailored for different budgets.